When it comes to protecting your overall health, many people look toward medical insurance to help cover the cost of treatments they might need. However, you might wonder if it’s also a good idea to consider dental coverage. What exactly is the difference between the two kinds of plans? Keep reading to learn more about the differences between dental and medical insurance so that you can keep yourself and your smile safer in the long run.
What Does Dental & Medical Insurance Cover?
It’s commonly known that both medical and dental coverage plans are meant to help patients by covering the cost of certain kinds of treatments or procedures. By having a proper strategy with your policy, you should be able to get the care you need without having to cough up too much of your hard-earned money. However, while similar in their potential to cover a portion of the expenses, they do come with separate priorities.
Medical insurance can help patients pay for the cost of treatments that improve their systemic health, but they don’t focus on or even cover dental services. Furthermore, other than assisting with preventive care, these policies often provide coverage after an incident or injury has occurred. Dental insurance, on the other hand, is designed to help avoid complications in the future. This is why it typically covers checkups as well as minor and major restorative services.
Is There Any Crossover?
While different from each other, there are times when these two types of coverage plans cross paths. In some cases, they can even work in tandem to improve your overall health. For instance, those who suffer a severe injury to their mouth can have their medical insurance help with their emergency treatment while their dental plan can assist with follow-up services with their dentist.
Both types of insurance plans can also offer coverage for particular kinds of oral surgery, including dental implant placement. If this is something you can benefit from, be sure to consult your oral surgeon and their team so they can help develop a plan to maximize your perks. By utilizing both your medical and dental insurance, you can be sure to lower your out-of-pocket expenses significantly while returning to great oral and overall health!
About the Practice
At Northern Virginia Oral, Maxillofacial & Implant Surgery, our team strives to help patients achieve their best oral health while also helping them appreciate affordable care. That’s why we’re proud to accept dental and medical insurance, and we’ll be more than happy to walk you through the details of your coverage so you can get the treatment you need. If you’d like to know more about your specific plan or wish to schedule an appointment, visit our website or give us a call at 571-777-6501.